Budgeting & Spending
What is a Recession?
What is a recession? The good news? Well, recession isn’t always so bad and you probably won’t know are in one until after it’s over.
Articles by Kathleen Coxwell
Family and Relationships
The Retirement Calculator for Married Couples (or Any Couple)
Retirement calculators designed for couples have special features to make results reliable and useful. Find out what you need.
Housing and Home Equity
Should You Secure a Home Equity Loan Before You Retire?
A home equity loan at retirement may seem counter intuitive. However, there are some compelling reasons to consider taking on this debt.
Budgeting & Spending
18 of the Most Important Lessons from Financial Independence Retire Early (FIRE) Influencers
Some people retire in their 20s and 30s. What’s the secret? Here are top lessons from the most popular financial independence influencers.
Lifestyle
Impact Investing Returns: Do Well — Financially and Socially — by Doing Good
Impact investing – sounds exciting, but should it be for retirement? Find out if it is a good idea to support a cause with retirement funds?
Retirement Jobs
Burned Out? Sabbaticals Are a Great Alternative to Quiet Quitting or Retiring Too Early
Are you sick and tired of work but aren’t ready for retirement? The sabbatical may be the right answer for your burnout.
Retirement Savings and Investments
How to Use the I.R.S. to Figure Out Safe Withdrawal Rates in Retirement
The Internal Revenue Service (I.R.S.) is not usually thought of as an institution that adds a lot of value to our lives — to the contrary in fact. However, a fe…
Aging Well
Age-Related Financial Vulnerability: Why Making Financial Decisions Might Be More Difficult as You Get Older
All kinds of things happen to our brains and bodies as part of the normal aging process. And while we might prefer to ignore getting old, sometimes it is useful…
Financial Wellness
Take Control of Your Financial Life: 28 Pieces of Real Advice from Real People for Real Wealth and Security
Here are 28 unique tips for how to take control of your finances — with varied advice for all kinds of people.
Aging Well
5 New Books with Surprising and Useful Ideas for Living Your Best Life
5 new books offer compelling arguments and strong evidence for surprising habits that will result in a healthier and happier life.
Retirement Income
New RMD Ages in 2023 and 2033: Immediately See the Impact on Your Retirement Income and Taxes
See the impact of new 2023 and 2033 RMD ages on your projected retirement plans. Your taxes, income, and Roth strategies may have changed.
Planning
Big RMD Changes and 11 Other Retirement Planning Headlines from SECURE 2.0 and the Omnibus Spending Bill
There are big retirement planning changes with passage of the Omnibus Spending Bill, including the SECURE Act 2.0. See how you are impacted.
Retirement Income
6 Strategies to Manage Required Minimum Distributions (RMDs)
Are RMDs desired income or a cost? Either way, preserve wealth with these 6 strategies for minimizing taxes on your withdrawals.
Planning
I Have $1 Million and I Still Can’t Afford to Retire!
Millionaires are nearly as worried as average savers about their retirement. Find out why.
Retirement Savings and Investments
15 Pros and Cons of Dividend Stocks for Retirement Savings
Too good to be true? Explore 15 pros and cons of dividend stocks. Good for retirement income, but also expensive, confusing, and risky.
Happy Retirement
How Gratitude Improves Your Financial Wellness (and Health Too): Happy Thanksgiving!
The holidays are a time to be thankful and practice gratitude. Science says it’s good for your emotional, physical, and financial well being.
Financial Wellness
3 Psychological Secrets to Coping with Financial Anxiety
Financial stress is the #1 source of anxiety. Use these 3 easy tactics from psychology to feel and do better with your money.
Financial Wellness
Rethink Retirement: 12 Facts and Fictions Worth Understanding for a Better Future
Here are 12 ways you might want to rethink retirement to be better prepared for what lies ahead.
Happy Retirement
11 Bold Tips to Help You Enjoy Retirement: Plan for an Fantastically Happy Future
Only half of retirees actually enjoy retirement. Here are 11 ideas to help you achieve the happiness and fun you want.
Annuities
Qualified Longevity Annuities Contract: QLAC Pros and Cons
Annuities are certainly not the only solution to being financially prepared for retirement. However, they are a financial strategy you should be aware of. In f…
Financial Wellness
What Are the Real and Perceived Threats to Your Financial Security? What Can You Control?
There is a lot to worry about when it comes to your financial security. Focus on what you can control for greater peace of mind.
Retirement Savings and Investments
Tips for a Snarling Bear Market: Stay Calm, Let the Bear Back Down
Bear markets aren’t so different from real life bear encounters. With both you want to remain calm and wait for the bear to retreat.
Financial Wellness
Worried About the Markets? Run Bear Market Scenarios with the Planner
Explore how to use the Planner to model bear market scenarios. See what might happen over the next year or two with your investments.
Financial Wellness
Financial Therapy: What is It and Why You Might Benefit from It
The bond between your emotions and money is strong and you are better off if you understand the relationship. Financial therapy can help.
