Financial Planning Blog & Retirement Resources

Thumbs Up for the Best Retirement Stories from 2017

Below are the best retirement stories from 2017 — the articles on Boldin that our readers liked most from the last year. The 8 Skills You Need for a Fantastical…

The Top Retirement Resolutions for Health, Wealth and Happiness in 2018

It is that time of year.  Time to set goals and set a resolution for 2018.  Here are some retirement resolution ideas that address wealth, health and happiness.…

Here’s How Your Home Can Write You a Monthly Check for the Rest of Your Life

The oddly named ‘tenure payment’ is a fixed monthly payment you can getfor as long as you live in your home. Reverse mortgages have been gaining greater attenti…

More Precise Retirement Calculations with New and Improved Retirement Planning Calculator

Truly effective retirement planning requires a lot of different data points and a very sophisticated formula.  However, some online tools make it easy to create…

2022 Reverse Mortgage Lending Limits Increase: More Money for Some Borrowers

The government raised reverse mortgage lending limits to an all time high. Does this mean more money for you? It depends…

Boldin Users Reveal the 7 Secrets of their Successful Retirement Plans

Want to know what it takes to have a successful retirement plan?  Using data from survey responses and retirement profiles, Boldin has found a few interesting t…

Can Your Wishes Come True? New Reverse Mortgage Purchase Guidelines Make it Easier to Buy a New Home

Reverse mortgage purchase guidelines were recently eased, making it much easier to use this loan type to buy a newly constructed home. A Home Equity Conversion…

Note From the Founder: Unknown Unknowns

Hi – Steve Chen here with a few notes from recent months and thoughts on unknown unknowns. It’s been a very eventful few months across the country; we’ve had hu…

8 New Retirement Trends: Is Your Future as Rosy as the Data Suggests it Should Be?

Jack Kerouac is quoted as saving: “Great things are not accomplished by those who yield to trends and fads and popular opinion.”  While, this is generally true,…

A Note from the Boldin Founder, Stephen Chen

Blurry photo credit: Me Hi! This is Steve Chen.  I’m the founder of Boldin and we’re reaching out to try to better engage with you so that we can learn from one…

Over 50? 12 Critical Tips to Protect Yourself from Financial Fraud and Identity Theft

Last week it was broadly reported that the credit reporting agency Equifax suffered a major cybersecurity breach that put us all at a greater risk of financial…

Retirement Education: What Back to School Night Can Teach You About Retirement Planning

It is back to school time.  While you are probably past the phase when you report to your children’s elementary, middle school or high school classrooms, these…

Reverse Mortgage Definition: Your Guide to What is a Reverse Mortgage Plus a Complete Dictionary to All Reverse Mortgage Terms

Reverse Mortgage Definition:  A reverse mortgage is a type of home equity loan for homeowners over 62 years old. With no monthly loan payments, you accrue inter…

The Pros AND Cons of Reverse Mortgages

There are many strong reasons to get a reverse mortgage. There are also some downsides. While these loans are very popular, getting one is a huge financial deci…

You Probably Qualify for a Bigger Reverse Mortgage Now

Interest rates have fallen and that means that most reverse mortgage borrowers now qualify for more money. (And, you pay less in interest.) Get a new estimate o…

5 Ways to Embrace Technology to Manage Your Retirement Money

Experts Say that Reverse Mortgage Borrowers are Getting More Sophisticated

It used to be that reverse mortgage borrowers were seniors who were at the end of their financial rope. However, according to experts, the types of people who a…

Big Changes to Reverse Mortgage Program – Reduced Loan Amounts and Higher Fees

After Oct. 2, 2017, HECM reverse mortgage maximum loan amounts will decrease In an effort to further strengthen the long-term viability of the Home Equity Conve…

Henry “Bud” Hebeler in Memoriam: A Life and Retirement Well Lived

Henry “Bud” Hebeler died on August 21, 2017 in Bellevue, Washington at the age of 84. Bud was a graduate of the Massachusetts Institute of Technology, graduatin…

The Building Blocks of a Secure Retirement Plan — How Tall Does Your Tower Need to Be? Will it Topple?

Planning your future retirement is complicated.  Creating a secure retirement plan requires that you know what you want and then being able to put together what…

Retirement Success Depends on Answers to Hypothetical Questions

The following on why it is important to be comfortable with the unknown comes to us from Mr. Henry K. “Bud” Hebeler. Get more from Bud at Analyze Now. In a pres…

Best Retirement Plans: Definitive Ranking of the 25 Best Ways to Spend Retirement

So, what are the best retirement plans? Well… there is no wrong way to spend retirement. Without the grind of a job, you typically have the freedom to allocate…

Stocks Are Too High?

“As the major stock indexes have, one-by-one, broken through their previous record highs in recent months, it has been interesting to observe that the dominant…

What is a Reverse Mortgage and How Does it Work?

If you are retired or nearing retirement, you have probably asked yourself, “what is a reverse mortgage and how does it work?” Reverse mortgages can be confusin…